About Us

Practical solutions born from experience

Our Mission

We are on a mission to enhance the techniques used in retirement and long-term saving.
Investing should be simple and empowering — so you can protect your standard of living with confidence.

Our Team

We’re a small team with broad collective experience in finance, across asset allocation, portfolio management, risk and investment banking; connected through our passion to use data to drive innovation in the sphere of personal finance.

Matthias

Matthias Koberstein

Developer

I spent more than 15 years in the Markets division of a Tier 1 UK based bank. Most recently responsible for the optimisation of financial resources. Expressing complex, real life circumstances and dependencies in quantitative format and deriving actionable insights always fascinated me. I really enjoy applying cutting edge academic techniques to enable informed decision making and get closer to the "optimum".

Ilse

Ilse Hutten

Developer

After starting my career in investment banking, I became passionate about applying data-driven methods to real financial challenges. With a background in quantitative finance and data science, I focus on portfolio optimization and inflation-aware investing. I am motivated by transforming complex market dynamics into intuitive products that empower better decision making.

Tigran

Tigran Arzumanov

Developer

After getting degrees in Economics and Finance, I started my career in consulting and wealth management at a private family office, where I built and managed investment portfolios. As I transitioned my career into data-science and programming, I am really excited to combine my experience and passions for personal finance and building new tools, to tackle a real problem of protecting families from the loss of purchasing power.