Can you reach your financial goals?
Simulate your financial future, plan for retirement, build goal-aligned allocations, and stress-test portfolios – all in one place.
What people are saying
after trying out Allocatewise
“Running my financial goals and savings through Allocatewise, and seeing my financial projections and success probability – all adjusted for inflation, was very useful! In minutes I was able to see, what age am I on track to retire at and what will it cost me in, today’s money.”
Abishek – Business Manager, Financial Services
“I wish I had this app when saving up for my house deposit. This would have made planning for it a lot easier.”
Edward – Banking Associate
“I would recommend Allocatewise to my colleagues, or anyone like myself, who is planning their own financial future. This tool helps you do just that.”
Early Stage Beta User
Everything you need in one app
From projecting your finances to building portfolios – Allocatewise gives you the tools to make confident decisions about your financial future.
Portfolio Dashboard
See how your portfolio performs across thousands of simulated futures. Track probability of reaching specific goals, monthly cashflows, and inflation-adjusted outcomes across your full retirement horizon.
Goal-Aligned Allocation
Set your goals and add any restrictions or allocation preferences. The engine finds the weights that best meet it, using current return estimates and historical correlations across regimes, based on our proprietary, institutional grade models.
Stress Testing
Run your portfolio through historical crises – like 2008, COVID, stagflation – or build a custom crisis scenario. Learn exactly how vulnerable you are and paths to recovery.
How it works
Get from your current holdings to a stress-tested retirement plan in five steps.
Import your holdings
Upload a CSV from your broker, import activity statements, or enter positions manually.
Set your goals
Tell us your desired retirement date, monthly spending needs, current savings rate, and any property or mortgage.
See your probability of success
We simulate your portfolio growth, future savings, and planned expenses across 1,000 market scenarios to calculate how likely you are to reach your goals.
Build your goal-aligned allocation
Our model finds the allocation that maximises your chance of funding your retirement income, planned property purchases, and savings milestones across different market regimes, based on 10'000 simulations on recent market data.
Build and test sample portfolios
Build portfolios against the generated allocations – select from a vast universe of individual stocks, ETFs and gilts, then stress test to see how it could perform towards your goals.
Ready to discover?
Simulate your retirement now.
Get StartedNot regulated by the FCA. Not financial advice.