Simple, transparent pricing

No. The 30-day trial starts the moment you create an account – no payment details required. You'll only be asked for payment when the trial ends and you choose to continue.

After 30 days, access to premium features (stress testing, goal-aligned allocation, portfolio construction) is paused until you subscribe. Your profiles and data are retained, and the free simulation dashboard remains accessible.

Yes. Cancel from your account settings at any time. For monthly plans, access continues until the end of the billing period. For annual plans, access continues until the end of the year you've paid for.

No. Allocatewise is a decision-support tool, not a regulated adviser. Outputs are simulations based on the inputs you provide – they are not investment recommendations or advice of any kind. Speak to an FCA-authorised financial adviser if you need advice on your own circumstances.

Yes. The annual plan is charged as a single payment of £99.99 at the start of each year. This works out to £8.33 per month – a 58% saving compared to monthly billing.

Yes, but keep the screen on until it finishes. An optimisation can take a few minutes, and if your phone locks or you switch to another app while it is running, the browser pauses the connection and the run is interrupted – you'll need to start it again. For longer runs, a laptop or desktop is the most reliable option.